Course Description

This course provides a detailed look at the Gallagher v. GEICO case and its impact on the UIM household exclusion in auto law cases.  This course looks at the history of Gallagher and prior decisions as well as subsequent cases and implications for the future.

This course includes video recorded for the Washington County Bar Association's 2020 Winter Bench Bar.

Videography services were provided by Network Deposition Services.

Your purchase includes access to the course and course materials for 90 days.

CLE Credit:

1.0 PA Substantive CLE

This course contains approximately 60 minutes of content, all of which is required for course completion.

Your certificate of completion will be issued automatically after all elements of the course have been viewed/completed.  Credits will be reported to the CLE Board within 30 days of your completion of the course and your completion date will be reported as the day on which you actually finished the course.

Minimum System Requirements:

This course includes downloads of PDF documents (Portable Document Format) and streaming video. Viewing the documents will require Adobe Acrobat Reader or other PDF viewing software.  Adobe Acrobat Reader is available for free from the Adobe website.

The video player will run on Mac OS, Windows and Linux as well as most mobile devices and tablets on any browser that supports Adobe Flash and/or HTML5.  Supported browsers include Chrome, Safari, Firefox, Internet Explorer 9,10,11, and Microsoft Edge.  Internet Explorer 8 is not supported on Windows XP for security reasons, but is supported on Windows 7 or higher operating systems.

An internet connection with a minimum speed of 768 kilobits per second is required.  At least 5MB/sec is recommended to stream video in full HD quality.  Please note that the video player may downgrade the quality of the video to accommodate lower connection speeds.

Course Presenter

  • Joyce Novotny-Prettiman, Esq. and Jessica Rafferty, Esq.


    Joyce Novotny-Prettiman, Esq. and Jessica Rafferty, Esq.

    Joyce Novotny-Prettiman, Esq. is an associate at Quatrini Rafferty. She is a member of the American, Pennsylvanian, and Westmoreland Bar Associations. She is also a member of the Ned J. Nakles American Inn of Court and serves as the president for the Inn. She has been elected to the Westmoreland Academy of Trial Lawyers and is also a member of the Pennsylvania Association for Justice and the Western Pennsylvania Trial Lawyers Association. She is also a member of the Million Dollar Advocates Forum.

    Ms. Novotny-Prettiman earned her B.A. in 1997 from Seton Hill College (summa cum laude) and her law degree from Duquesne University in 2000.

    Ms. Novotny-Prettiman has a unique legal background. She was a legal secretary before obtaining her paralegal certification from St. Vincent College in 1989, and she worked in the capacity of legal assistant until her admission into law school. While attending law school, Ms. Novotny-Prettiman worked as a law clerk at QuatriniRafferty.

    Ms. Novotny-Prettiman began practicing with the firm after her admission to the practice of law and is currently active in the areas of plaintiff personal injury litigation, long-term disability, and general civil litigation.

    Ms. Novotny-Prettiman was plaintiff's counsel in the case of Gallagher v. GEICO decided by the Pennsylvania Supreme Court in January 2019 which invalidates the "household exclusion" regularly used by auto insurance carriers to deny the stacking of underinsured motorist benefits.

    Jessica Rafferty, Esq. is a passionate advocate for her clients. She focuses her practice in the areas of personal injury law, which includes motor vehicle accident litigation and premises liability litigation, and family law.

    Jessica has earned the distinction of being admitted into the Million Dollar and Multi-Million Dollar Advocates Forum, which is one of the most prestigious groups of trial lawyers in the United States. Membership is limited to attorneys who have won million and multi-million-dollar verdicts and settlements, and fewer than 1% of the United States lawyers are members.

    She has also been named to the National Trial Lawyers Top 40 Under 40 list and a "Rising Star" by Super Lawyers Magazine, an honor given to no more than 2.5% of the lawyers in Pennsylvania.

Course curriculum

  • 1
    Course Materials
    • How to Navigate This Course
    • Auto Update Course Materials
    • Auto Update Part One
    • Auto Update Part Two
    • Course Evaluation (Required)